Call reports 2017
AVON CO-OPERATIVE BANK — 2017
What AVON CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 90,491,000 | 87,627,000 | 85,683,000 |
| Total loans | 65,994,000 | 64,566,000 | 63,611,000 |
| Allowance for loan losses | 235,000 | 235,000 | 235,000 |
| Securities available for sale | 15,898,000 | 15,606,000 | 15,060,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 77,214,000 | 75,152,000 | 74,310,000 |
| Interest-bearing deposits | 73,546,000 | 71,675,000 | 70,395,000 |
| Noninterest-bearing deposits | 3,668,000 | 3,477,000 | 3,915,000 |
| Equity capital | 9,182,000 | 9,324,000 | 9,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 681,000 | 1,354,000 | 2,022,000 |
| Interest expense | 190,000 | 373,000 | 554,000 |
| Net interest income | 491,000 | 981,000 | 1,468,000 |
| Noninterest income | 32,000 | 72,000 | 117,000 |
| Noninterest expense | 515,000 | 1,080,000 | 1,666,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 8,000 | -27,000 | -81,000 |
| Income tax | -19,000 | -49,000 | -95,000 |
| Net income | 27,000 | 22,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 9,316,000 | 9,311,000 | 9,303,000 |
| Total capital | 9,587,000 | 9,582,000 | 9,574,000 |
| Risk-weighted assets | 45,055,000 | 44,142,000 | 43,368,000 |