Call reports 2011
AVON CO-OPERATIVE BANK — 2011
What AVON CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,192,000 | 66,444,000 | 66,693,000 | 67,868,000 |
| Total loans | 39,369,000 | 38,159,000 | 38,267,000 | 39,055,000 |
| Allowance for loan losses | 274,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 21,204,000 | 21,648,000 | 19,694,000 | 20,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,577,000 | 57,572,000 | 57,739,000 | 58,847,000 |
| Interest-bearing deposits | 53,817,000 | 55,333,000 | 55,324,000 | 56,338,000 |
| Noninterest-bearing deposits | 2,760,000 | 2,239,000 | 2,415,000 | 2,509,000 |
| Equity capital | 8,242,000 | 8,424,000 | 8,489,000 | 8,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,391,000 | 2,040,000 | 2,684,000 |
| Interest expense | 181,000 | 363,000 | 533,000 | 690,000 |
| Net interest income | 518,000 | 1,028,000 | 1,507,000 | 1,994,000 |
| Noninterest income | 39,000 | 95,000 | 230,000 | 214,000 |
| Noninterest expense | 486,000 | 1,000,000 | 1,527,000 | 1,987,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 66,000 | 118,000 | 205,000 | 272,000 |
| Income tax | 9,000 | 9,000 | 20,000 | 25,000 |
| Net income | 57,000 | 109,000 | 185,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,994,000 | 8,046,000 | 8,123,000 | 8,185,000 |
| Total capital | 8,268,000 | 8,249,000 | 8,326,000 | 8,388,000 |
| Risk-weighted assets | 28,946,000 | 28,061,000 | 28,243,000 | 28,034,000 |