Call reports 2017
HOMETOWN BANK — 2017
What HOMETOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 534,281,000 | 547,929,000 | 551,421,000 | 550,253,000 |
| Total loans | 428,166,000 | 435,609,000 | 435,823,000 | 445,782,000 |
| Allowance for loan losses | 3,726,000 | 3,700,000 | 3,706,000 | 3,758,000 |
| Securities available for sale | 52,159,000 | 48,665,000 | 53,594,000 | 55,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,913,000 | 476,558,000 | 479,174,000 | 477,632,000 |
| Interest-bearing deposits | 358,060,000 | 359,818,000 | 368,695,000 | 370,364,000 |
| Noninterest-bearing deposits | 106,853,000 | 116,740,000 | 110,479,000 | 107,268,000 |
| Equity capital | 55,705,000 | 56,385,000 | 57,317,000 | 57,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,025,000 | 10,148,000 | 15,364,000 | 20,669,000 |
| Interest expense | 607,000 | 1,220,000 | 1,865,000 | 2,509,000 |
| Net interest income | 4,418,000 | 8,928,000 | 13,499,000 | 18,160,000 |
| Noninterest income | 684,000 | 1,308,000 | 2,046,000 | 2,631,000 |
| Noninterest expense | 3,721,000 | 7,560,000 | 11,305,000 | 15,112,000 |
| Provision for loan losses | 70,000 | 535,000 | 575,000 | 1,142,000 |
| Pretax income | 1,324,000 | 2,183,000 | 3,725,000 | 4,606,000 |
| Income tax | 412,000 | 661,000 | 1,143,000 | 1,503,000 |
| Net income | 900,000 | 1,488,000 | 2,528,000 | 3,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,721,000 | 56,158,000 | 57,235,000 | 57,499,000 |
| Total capital | 59,447,000 | 59,858,000 | 60,941,000 | 61,257,000 |
| Risk-weighted assets | 476,370,000 | 490,027,000 | 485,799,000 | 490,807,000 |