Call reports 2013
HOMETOWN BANK — 2013
What HOMETOWN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 376,801,000 | 391,860,000 | 385,044,000 | 402,438,000 |
| Total loans | 277,259,000 | 282,650,000 | 287,324,000 | 297,933,000 |
| Allowance for loan losses | 3,799,000 | 3,660,000 | 3,684,000 | 3,721,000 |
| Securities available for sale | 65,453,000 | 59,406,000 | 59,609,000 | 57,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 34,000 | 0 | 0 | 0 |
| Total deposits | 319,886,000 | 334,610,000 | 326,936,000 | 341,122,000 |
| Interest-bearing deposits | 284,121,000 | 285,960,000 | 282,005,000 | 293,538,000 |
| Noninterest-bearing deposits | 35,765,000 | 48,650,000 | 44,931,000 | 47,584,000 |
| Equity capital | 36,228,000 | 37,136,000 | 37,664,000 | 38,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,865,000 | 7,873,000 | 11,893,000 | 16,030,000 |
| Interest expense | 570,000 | 1,130,000 | 1,683,000 | 2,222,000 |
| Net interest income | 3,295,000 | 6,743,000 | 10,210,000 | 13,808,000 |
| Noninterest income | 285,000 | 260,000 | 545,000 | 497,000 |
| Noninterest expense | 2,646,000 | 5,176,000 | 7,728,000 | 10,118,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 811,000 | 1,810,000 | 3,018,000 | 4,214,000 |
| Income tax | 270,000 | 603,000 | 999,000 | 1,389,000 |
| Net income | 541,000 | 1,207,000 | 2,019,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,983,000 | 37,027,000 | 37,980,000 | 38,795,000 |
| Total capital | 38,540,000 | 40,687,000 | 41,664,000 | 42,516,000 |
| Risk-weighted assets | 284,301,000 | 294,323,000 | 298,875,000 | 313,462,000 |
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