Call reports 2012
HOMETOWN BANK — 2012
What HOMETOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,785,000 | 375,858,000 | 368,844,000 | 370,354,000 |
| Total loans | 248,966,000 | 261,675,000 | 266,764,000 | 274,937,000 |
| Allowance for loan losses | 4,169,000 | 4,019,000 | 3,901,000 | 3,790,000 |
| Securities available for sale | 72,107,000 | 69,097,000 | 66,790,000 | 63,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 142,000 | 133,000 | 101,000 | 67,000 |
| Total deposits | 307,077,000 | 320,888,000 | 312,501,000 | 310,719,000 |
| Interest-bearing deposits | 277,239,000 | 287,289,000 | 276,923,000 | 277,370,000 |
| Noninterest-bearing deposits | 29,838,000 | 33,599,000 | 35,578,000 | 33,349,000 |
| Equity capital | 34,033,000 | 34,397,000 | 35,292,000 | 35,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,886,000 | 7,797,000 | 11,694,000 | 15,619,000 |
| Interest expense | 755,000 | 1,433,000 | 2,086,000 | 2,701,000 |
| Net interest income | 3,131,000 | 6,364,000 | 9,608,000 | 12,918,000 |
| Noninterest income | 235,000 | 455,000 | 627,000 | 586,000 |
| Noninterest expense | 2,478,000 | 4,788,000 | 7,153,000 | 9,564,000 |
| Provision for loan losses | 190,000 | 1,278,000 | 1,408,000 | 1,408,000 |
| Pretax income | 698,000 | 880,000 | 1,801,000 | 2,663,000 |
| Income tax | -2,688,000 | -2,630,000 | -2,323,000 | -2,025,000 |
| Net income | 3,386,000 | 3,510,000 | 4,124,000 | 4,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,859,000 | 31,974,000 | 33,039,000 | 33,724,000 |
| Total capital | 35,167,000 | 35,358,000 | 36,493,000 | 37,243,000 |
| Risk-weighted assets | 263,774,000 | 270,088,000 | 275,844,000 | 281,240,000 |
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