Call reports 2010
HOMETOWN BANK — 2010
What HOMETOWN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 348,992,000 | 347,420,000 | 353,306,000 | 353,103,000 |
| Total loans | 259,002,000 | 266,346,000 | 265,640,000 | 264,107,000 |
| Allowance for loan losses | 3,151,000 | 4,964,000 | 4,204,000 | 5,228,000 |
| Securities available for sale | 46,748,000 | 50,258,000 | 52,145,000 | 51,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 292,000 | 333,000 | 348,000 | 301,000 |
| Total deposits | 285,168,000 | 288,502,000 | 294,758,000 | 302,826,000 |
| Interest-bearing deposits | 264,825,000 | 266,499,000 | 274,299,000 | 283,419,000 |
| Noninterest-bearing deposits | 20,343,000 | 22,003,000 | 20,459,000 | 19,407,000 |
| Equity capital | 31,767,000 | 29,895,000 | 30,358,000 | 27,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 7,968,000 | 12,101,000 | 16,185,000 |
| Interest expense | 1,423,000 | 2,817,000 | 4,156,000 | 5,439,000 |
| Net interest income | 2,466,000 | 5,151,000 | 7,945,000 | 10,746,000 |
| Noninterest income | 227,000 | 400,000 | 605,000 | 790,000 |
| Noninterest expense | 2,075,000 | 4,228,000 | 6,459,000 | 8,883,000 |
| Provision for loan losses | 353,000 | 3,687,000 | 4,128,000 | 6,453,000 |
| Pretax income | 265,000 | -2,364,000 | -2,037,000 | -3,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | -2,364,000 | -2,037,000 | -3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,762,000 | 29,148,000 | 29,488,000 | 27,735,000 |
| Total capital | 34,913,000 | 32,514,000 | 32,866,000 | 31,092,000 |
| Risk-weighted assets | 269,040,000 | 267,655,000 | 270,044,000 | 266,808,000 |
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