Call reports 2007
HOMETOWN BANK — 2007
What HOMETOWN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,776,000 | 105,206,000 | 124,496,000 | 154,821,000 |
| Total loans | 72,067,000 | 86,646,000 | 104,704,000 | 133,803,000 |
| Allowance for loan losses | 792,000 | 952,000 | 1,150,000 | 1,471,000 |
| Securities available for sale | 9,979,000 | 9,982,000 | 10,002,000 | 8,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,337,000 | 79,744,000 | 94,307,000 | 119,690,000 |
| Interest-bearing deposits | 66,012,000 | 75,767,000 | 88,830,000 | 110,101,000 |
| Noninterest-bearing deposits | 4,325,000 | 3,977,000 | 5,477,000 | 9,589,000 |
| Equity capital | 21,873,000 | 21,361,000 | 21,027,000 | 20,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 3,002,000 | 4,935,000 | 7,253,000 |
| Interest expense | 674,000 | 1,555,000 | 2,607,000 | 3,886,000 |
| Net interest income | 707,000 | 1,447,000 | 2,328,000 | 3,367,000 |
| Noninterest income | 83,000 | 167,000 | 267,000 | 254,000 |
| Noninterest expense | 1,077,000 | 2,202,000 | 3,336,000 | 4,426,000 |
| Provision for loan losses | 128,000 | 338,000 | 536,000 | 857,000 |
| Pretax income | -415,000 | -926,000 | -1,277,000 | -1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -415,000 | -926,000 | -1,277,000 | -1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,880,000 | 21,371,000 | 21,023,000 | 20,642,000 |
| Total capital | 22,672,000 | 22,323,000 | 22,173,000 | 22,113,000 |
| Risk-weighted assets | 84,569,000 | 100,099,000 | 119,798,000 | 148,675,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.