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Call reports 2006

HOMETOWN BANK — 2006

What HOMETOWN BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/682e3950-fdf7-4fe9-af4f-f668c2f5b80c/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets58,582,00062,868,00062,778,00078,614,000
Total loans17,714,00035,216,00046,196,00060,436,000
Allowance for loan losses178,000386,000508,000664,000
Securities available for sale9,938,00018,365,0009,960,0009,966,000
Securities held to maturity0000
Trading assets0000
Total deposits34,725,00039,600,00039,256,00055,780,000
Interest-bearing deposits30,514,00035,531,00036,582,00052,256,000
Noninterest-bearing deposits4,211,0004,069,0002,674,0003,524,000
Equity capital23,446,00022,768,00022,582,00022,279,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income556,0001,400,0002,395,0003,591,000
Interest expense208,000567,000964,0001,510,000
Net interest income348,000833,0001,431,0002,081,000
Noninterest income29,00086,000129,000186,000
Noninterest expense815,0002,171,0003,381,0004,646,000
Provision for loan losses162,000370,000492,000648,000
Pretax income-600,000-1,622,000-2,313,000-3,027,000
Income tax0000
Net income-600,000-1,622,000-2,313,000-3,027,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital23,457,00022,856,00022,585,00022,294,000
Total capital23,635,00023,242,00023,093,00022,958,000
Risk-weighted assets28,982,00040,023,00056,281,00073,354,000

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