Call reports 2025
FARMERS SAVINGS BANK — 2025
What FARMERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 139,914,000 | 136,476,000 | 144,677,000 | 139,236,000 |
| Total loans | 94,849,000 | 95,013,000 | 96,715,000 | 94,537,000 |
| Allowance for loan losses | 830,000 | 830,000 | 830,000 | 830,000 |
| Securities available for sale | 29,398,000 | 27,722,000 | 27,373,000 | 28,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,395,000 | 114,151,000 | 121,855,000 | 115,896,000 |
| Interest-bearing deposits | 87,949,000 | 84,576,000 | 89,655,000 | 85,374,000 |
| Noninterest-bearing deposits | 29,446,000 | 29,575,000 | 32,200,000 | 30,522,000 |
| Equity capital | 19,787,000 | 20,448,000 | 21,175,000 | 21,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,535,000 | 3,106,000 | 4,725,000 | 6,363,000 |
| Interest expense | 369,000 | 726,000 | 1,086,000 | 1,434,000 |
| Net interest income | 1,166,000 | 2,380,000 | 3,639,000 | 4,929,000 |
| Noninterest income | 280,000 | 610,000 | 963,000 | 1,327,000 |
| Noninterest expense | 1,007,000 | 1,996,000 | 3,016,000 | 4,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 995,000 | 1,581,000 | 1,661,000 |
| Income tax | 95,000 | 219,000 | 347,000 | 352,000 |
| Net income | 342,000 | 776,000 | 1,234,000 | 1,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,893,000 | 22,320,000 | 22,745,000 | 22,784,000 |