Call reports 2024
FARMERS SAVINGS BANK — 2024
What FARMERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 145,882,000 | 137,118,000 | 143,231,000 | 142,190,000 |
| Total loans | 92,763,000 | 92,226,000 | 94,222,000 | 93,207,000 |
| Allowance for loan losses | 827,000 | 830,000 | 830,000 | 830,000 |
| Securities available for sale | 35,062,000 | 31,894,000 | 31,221,000 | 30,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,216,000 | 111,097,000 | 116,388,000 | 116,682,000 |
| Interest-bearing deposits | 88,316,000 | 82,794,000 | 89,903,000 | 88,467,000 |
| Noninterest-bearing deposits | 29,900,000 | 28,303,000 | 26,485,000 | 28,215,000 |
| Equity capital | 18,471,000 | 18,761,000 | 19,551,000 | 19,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 3,003,000 | 4,541,000 | 6,109,000 |
| Interest expense | 385,000 | 809,000 | 1,226,000 | 1,666,000 |
| Net interest income | 1,078,000 | 2,194,000 | 3,315,000 | 4,443,000 |
| Noninterest income | 293,000 | 618,000 | 1,003,000 | 1,314,000 |
| Noninterest expense | 934,000 | 1,929,000 | 2,928,000 | 4,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 438,000 | 880,000 | 1,389,000 | 1,546,000 |
| Income tax | 93,000 | 187,000 | 301,000 | 326,000 |
| Net income | 345,000 | 693,000 | 1,088,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,270,000 | 21,526,000 | 21,504,000 | 21,629,000 |