Call reports 2023
FARMERS SAVINGS BANK — 2023
What FARMERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,586,000 | 137,263,000 | 144,989,000 | 142,705,000 |
| Total loans | 85,598,000 | 88,152,000 | 89,503,000 | 91,878,000 |
| Allowance for loan losses | 974,000 | 965,000 | 969,000 | 823,000 |
| Securities available for sale | 38,682,000 | 36,573,000 | 35,324,000 | 35,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,779,000 | 110,008,000 | 117,479,000 | 114,655,000 |
| Interest-bearing deposits | 90,455,000 | 79,839,000 | 87,255,000 | 84,200,000 |
| Noninterest-bearing deposits | 32,324,000 | 30,169,000 | 30,224,000 | 30,455,000 |
| Equity capital | 17,155,000 | 17,547,000 | 17,209,000 | 18,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,629,000 | 3,994,000 | 5,416,000 |
| Interest expense | 117,000 | 334,000 | 636,000 | 988,000 |
| Net interest income | 1,134,000 | 2,295,000 | 3,358,000 | 4,428,000 |
| Noninterest income | 287,000 | 597,000 | 891,000 | 1,179,000 |
| Noninterest expense | 867,000 | 1,711,000 | 2,581,000 | 4,021,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 558,000 | 1,187,000 | 1,677,000 | 1,752,000 |
| Income tax | 122,000 | 262,000 | 369,000 | 373,000 |
| Net income | 436,000 | 925,000 | 1,308,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,227,000 | 20,710,000 | 21,093,000 | 21,164,000 |