Call reports 2022
FARMERS SAVINGS BANK — 2022
What FARMERS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 143,017,000 | 134,975,000 | 138,413,000 | 139,551,000 |
| Total loans | 83,697,000 | 80,225,000 | 80,679,000 | 86,351,000 |
| Allowance for loan losses | 1,011,000 | 1,014,000 | 1,016,000 | 970,000 |
| Securities available for sale | 44,055,000 | 41,462,000 | 41,768,000 | 40,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,506,000 | 118,083,000 | 122,090,000 | 121,430,000 |
| Interest-bearing deposits | 90,920,000 | 85,166,000 | 89,097,000 | 86,247,000 |
| Noninterest-bearing deposits | 34,586,000 | 32,917,000 | 32,993,000 | 35,183,000 |
| Equity capital | 17,021,000 | 16,379,000 | 15,764,000 | 16,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,192,000 | 3,304,000 | 4,512,000 |
| Interest expense | 65,000 | 127,000 | 195,000 | 287,000 |
| Net interest income | 1,023,000 | 2,065,000 | 3,109,000 | 4,225,000 |
| Noninterest income | 277,000 | 557,000 | 899,000 | 1,600,000 |
| Noninterest expense | 794,000 | 1,616,000 | 2,473,000 | 3,901,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 504,000 | 1,000,000 | 1,530,000 | 1,971,000 |
| Income tax | 110,000 | 217,000 | 334,000 | 429,000 |
| Net income | 394,000 | 783,000 | 1,196,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,813,000 | 19,147,000 | 19,560,000 | 19,867,000 |