Call reports 2021
FARMERS SAVINGS BANK — 2021
What FARMERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 142,449,000 | 139,103,000 | 139,980,000 | 143,371,000 |
| Total loans | 83,613,000 | 81,491,000 | 82,059,000 | 82,782,000 |
| Allowance for loan losses | 1,025,000 | 1,026,000 | 1,055,000 | 1,009,000 |
| Securities available for sale | 31,561,000 | 32,462,000 | 34,364,000 | 41,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,170,000 | 119,457,000 | 120,161,000 | 123,331,000 |
| Interest-bearing deposits | 90,329,000 | 85,684,000 | 87,208,000 | 89,298,000 |
| Noninterest-bearing deposits | 32,841,000 | 33,773,000 | 32,953,000 | 34,033,000 |
| Equity capital | 17,981,000 | 18,331,000 | 18,697,000 | 18,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,211,000 | 3,373,000 | 4,440,000 |
| Interest expense | 84,000 | 159,000 | 232,000 | 305,000 |
| Net interest income | 980,000 | 2,052,000 | 3,141,000 | 4,135,000 |
| Noninterest income | 235,000 | 486,000 | 834,000 | 1,124,000 |
| Noninterest expense | 757,000 | 1,540,000 | 2,318,000 | 3,594,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 463,000 | 1,003,000 | 1,665,000 | 1,725,000 |
| Income tax | 100,000 | 219,000 | 368,000 | 367,000 |
| Net income | 363,000 | 784,000 | 1,297,000 | 1,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,806,000 | 18,114,000 | 18,627,000 | 18,688,000 |