Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,328,000 | 118,669,000 | 126,379,000 | 136,496,000 |
| Total loans | 74,659,000 | 82,939,000 | 80,741,000 | 75,595,000 |
| Allowance for loan losses | 1,074,000 | 1,073,000 | 1,074,000 | 1,024,000 |
| Securities available for sale | 23,543,000 | 20,562,000 | 19,912,000 | 28,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,643,000 | 97,249,000 | 105,915,000 | 117,143,000 |
| Interest-bearing deposits | 73,794,000 | 71,569,000 | 78,932,000 | 85,640,000 |
| Noninterest-bearing deposits | 21,849,000 | 25,680,000 | 26,983,000 | 31,503,000 |
| Equity capital | 17,021,000 | 17,603,000 | 17,970,000 | 17,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,444,000 | 3,534,000 | 4,559,000 |
| Interest expense | 158,000 | 306,000 | 427,000 | 538,000 |
| Net interest income | 945,000 | 2,138,000 | 3,107,000 | 4,021,000 |
| Noninterest income | 234,000 | 468,000 | 720,000 | 968,000 |
| Noninterest expense | 728,000 | 1,465,000 | 2,211,000 | 3,411,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 445,000 | 1,136,000 | 1,612,000 | 1,626,000 |
| Income tax | 96,000 | 254,000 | 359,000 | 346,000 |
| Net income | 349,000 | 882,000 | 1,253,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,705,000 | 17,122,000 | 17,493,000 | 17,469,000 |