Call reports 2019
FARMERS SAVINGS BANK — 2019
What FARMERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,129,000 | 110,494,000 | 111,343,000 | 115,308,000 |
| Total loans | 66,864,000 | 69,486,000 | 72,275,000 | 73,131,000 |
| Allowance for loan losses | 1,143,000 | 1,147,000 | 1,151,000 | 1,103,000 |
| Securities available for sale | 27,188,000 | 26,950,000 | 25,765,000 | 23,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,717,000 | 90,816,000 | 91,191,000 | 94,856,000 |
| Interest-bearing deposits | 69,636,000 | 70,463,000 | 71,477,000 | 68,736,000 |
| Noninterest-bearing deposits | 21,081,000 | 20,353,000 | 19,714,000 | 26,120,000 |
| Equity capital | 15,599,000 | 16,082,000 | 16,513,000 | 16,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,159,000 | 3,282,000 | 4,407,000 |
| Interest expense | 135,000 | 295,000 | 468,000 | 636,000 |
| Net interest income | 897,000 | 1,864,000 | 2,814,000 | 3,771,000 |
| Noninterest income | 244,000 | 434,000 | 662,000 | 894,000 |
| Noninterest expense | 724,000 | 1,468,000 | 2,190,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 419,000 | 815,000 | 1,274,000 | 1,518,000 |
| Income tax | 81,000 | 156,000 | 248,000 | 287,000 |
| Net income | 338,000 | 659,000 | 1,026,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,599,000 | 15,918,000 | 16,283,000 | 16,486,000 |
| Total capital | 16,531,000 | 16,888,000 | 17,286,000 | 17,501,000 |
| Risk-weighted assets | 74,416,000 | 77,446,000 | 80,161,000 | 81,114,000 |