Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 103,623,000 | 103,207,000 | 105,225,000 | 107,621,000 |
| Total loans | 60,064,000 | 60,432,000 | 61,863,000 | 63,583,000 |
| Allowance for loan losses | 1,168,000 | 1,174,000 | 1,181,000 | 1,138,000 |
| Securities available for sale | 30,389,000 | 29,826,000 | 29,646,000 | 29,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,818,000 | 88,166,000 | 89,881,000 | 91,739,000 |
| Interest-bearing deposits | 69,362,000 | 70,391,000 | 70,057,000 | 70,512,000 |
| Noninterest-bearing deposits | 19,456,000 | 17,775,000 | 19,824,000 | 21,227,000 |
| Equity capital | 14,186,000 | 14,409,000 | 14,577,000 | 15,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,845,000 | 2,886,000 | 3,942,000 |
| Interest expense | 72,000 | 168,000 | 276,000 | 396,000 |
| Net interest income | 821,000 | 1,677,000 | 2,610,000 | 3,546,000 |
| Noninterest income | 206,000 | 417,000 | 623,000 | 824,000 |
| Noninterest expense | 713,000 | 1,427,000 | 2,173,000 | 2,992,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 304,000 | 657,000 | 1,050,000 | 1,414,000 |
| Income tax | 52,000 | 115,000 | 193,000 | 256,000 |
| Net income | 252,000 | 542,000 | 857,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,484,000 | 14,712,000 | 15,021,000 | 15,321,000 |
| Total capital | 15,336,000 | 15,565,000 | 15,882,000 | 16,214,000 |
| Risk-weighted assets | 67,912,000 | 67,319,000 | 68,086,000 | 70,832,000 |