Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,990,000 | 99,216,000 | 97,704,000 | 99,717,000 |
| Total loans | 57,910,000 | 59,081,000 | 59,249,000 | 58,143,000 |
| Allowance for loan losses | 1,211,000 | 1,214,000 | 1,215,000 | 1,166,000 |
| Securities available for sale | 28,313,000 | 26,583,000 | 26,545,000 | 29,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,209,000 | 84,535,000 | 82,913,000 | 84,987,000 |
| Interest-bearing deposits | 67,040,000 | 67,652,000 | 64,712,000 | 65,672,000 |
| Noninterest-bearing deposits | 16,169,000 | 16,883,000 | 18,201,000 | 19,315,000 |
| Equity capital | 14,171,000 | 14,202,000 | 14,264,000 | 14,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,684,000 | 2,603,000 | 3,478,000 |
| Interest expense | 40,000 | 93,000 | 152,000 | 211,000 |
| Net interest income | 784,000 | 1,591,000 | 2,451,000 | 3,267,000 |
| Noninterest income | 256,000 | 447,000 | 661,000 | 870,000 |
| Noninterest expense | 787,000 | 1,574,000 | 2,355,000 | 3,232,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 253,000 | 464,000 | 757,000 | 955,000 |
| Income tax | 72,000 | 127,000 | 211,000 | 334,000 |
| Net income | 181,000 | 337,000 | 546,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,092,000 | 14,157,000 | 14,248,000 | 14,303,000 |
| Total capital | 14,908,000 | 14,987,000 | 15,071,000 | 15,127,000 |
| Risk-weighted assets | 64,908,000 | 66,085,000 | 65,488,000 | 65,591,000 |