Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,564,000 | 109,865,000 | 106,273,000 | 106,091,000 |
| Total loans | 60,771,000 | 58,678,000 | 58,794,000 | 59,586,000 |
| Allowance for loan losses | 1,749,000 | 1,799,000 | 1,705,000 | 1,645,000 |
| Securities available for sale | 29,505,000 | 35,359,000 | 35,016,000 | 34,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,363,000 | 96,799,000 | 93,001,000 | 93,030,000 |
| Interest-bearing deposits | 84,927,000 | 81,165,000 | 77,377,000 | 76,689,000 |
| Noninterest-bearing deposits | 15,436,000 | 15,634,000 | 15,624,000 | 16,341,000 |
| Equity capital | 13,041,000 | 12,863,000 | 13,094,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,908,000 | 2,837,000 | 3,775,000 |
| Interest expense | 101,000 | 192,000 | 272,000 | 342,000 |
| Net interest income | 862,000 | 1,716,000 | 2,565,000 | 3,433,000 |
| Noninterest income | 207,000 | 393,000 | 594,000 | 782,000 |
| Noninterest expense | 886,000 | 1,712,000 | 2,557,000 | 3,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 397,000 | 587,000 | 778,000 |
| Income tax | 52,000 | 116,000 | 172,000 | 228,000 |
| Net income | 131,000 | 281,000 | 415,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,828,000 | 12,959,000 | 13,093,000 | 12,798,000 |
| Total capital | 13,700,000 | 13,826,000 | 13,953,000 | 13,662,000 |
| Risk-weighted assets | 68,888,000 | 68,411,000 | 67,933,000 | 68,339,000 |