Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,550,000 | 117,118,000 | 120,692,000 | 114,422,000 |
| Total loans | 85,671,000 | 84,976,000 | 80,293,000 | 79,121,000 |
| Allowance for loan losses | 1,665,000 | 1,690,000 | 1,951,000 | 1,588,000 |
| Securities available for sale | 21,691,000 | 22,221,000 | 21,710,000 | 21,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,937,000 | 102,233,000 | 106,314,000 | 100,775,000 |
| Interest-bearing deposits | 103,677,000 | 91,970,000 | 93,813,000 | 86,380,000 |
| Noninterest-bearing deposits | 11,260,000 | 10,263,000 | 12,501,000 | 14,395,000 |
| Equity capital | 14,269,000 | 14,598,000 | 14,125,000 | 13,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,891,000 | 4,218,000 | 5,502,000 |
| Interest expense | 296,000 | 579,000 | 838,000 | 1,065,000 |
| Net interest income | 1,150,000 | 2,312,000 | 3,380,000 | 4,437,000 |
| Noninterest income | 147,000 | 368,000 | 433,000 | 657,000 |
| Noninterest expense | 898,000 | 1,707,000 | 2,611,000 | 3,484,000 |
| Provision for loan losses | 1,415,000 | 1,459,000 | 1,820,000 | 3,007,000 |
| Pretax income | -1,016,000 | -486,000 | -618,000 | -1,329,000 |
| Income tax | -403,000 | -229,000 | -301,000 | -587,000 |
| Net income | -613,000 | -257,000 | -317,000 | -742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,167,000 | 14,373,000 | 13,870,000 | 13,190,000 |
| Total capital | 15,335,000 | 15,499,000 | 14,952,000 | 14,253,000 |
| Risk-weighted assets | 92,979,000 | 91,960,000 | 85,717,000 | 84,537,000 |