Call reports 2025
FIRST SEACOAST BANK — 2025
What FIRST SEACOAST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 592,720,000 | 605,109,000 | 609,679,000 | 599,500,000 |
| Total loans | 448,262,000 | 439,729,000 | 433,557,000 | 419,703,000 |
| Allowance for loan losses | 3,517,000 | 3,517,000 | 3,517,000 | 3,427,000 |
| Securities available for sale | 123,497,000 | 144,282,000 | 142,520,000 | 152,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,305,000 | 489,906,000 | 499,246,000 | 488,579,000 |
| Interest-bearing deposits | 388,888,000 | 407,803,000 | 410,464,000 | 401,080,000 |
| Noninterest-bearing deposits | 84,417,000 | 82,103,000 | 88,782,000 | 87,499,000 |
| Equity capital | 44,713,000 | 44,554,000 | 47,014,000 | 47,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 13,214,000 | 20,143,000 | 27,118,000 |
| Interest expense | 3,253,000 | 6,548,000 | 9,995,000 | 13,299,000 |
| Net interest income | 3,201,000 | 6,666,000 | 10,148,000 | 13,819,000 |
| Noninterest income | 331,000 | 743,000 | 1,253,000 | 1,621,000 |
| Noninterest expense | 4,160,000 | 8,522,000 | 12,717,000 | 16,919,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -60,000 |
| Pretax income | -628,000 | -1,160,000 | -1,366,000 | -1,478,000 |
| Income tax | -29,000 | -17,000 | -613,000 | -638,000 |
| Net income | -599,000 | -1,143,000 | -753,000 | -840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,475,000 | 51,220,000 | 51,900,000 | 51,719,000 |
| Total capital | 55,162,000 | 54,954,000 | 55,637,000 | 55,405,000 |
| Risk-weighted assets | 363,763,000 | 360,814,000 | 358,328,000 | 355,256,000 |