Call reports 2018
FIRST SEACOAST BANK — 2018
What FIRST SEACOAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,793,000 | 377,281,000 | 382,342,000 | 387,465,000 |
| Total loans | 312,624,000 | 316,588,000 | 318,276,000 | 321,670,000 |
| Allowance for loan losses | 2,845,000 | 2,875,000 | 2,906,000 | 2,806,000 |
| Securities available for sale | 32,854,000 | 34,660,000 | 35,578,000 | 39,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,079,000 | 266,321,000 | 279,458,000 | 276,440,000 |
| Interest-bearing deposits | 221,498,000 | 224,782,000 | 237,311,000 | 232,951,000 |
| Noninterest-bearing deposits | 39,581,000 | 41,539,000 | 42,147,000 | 43,489,000 |
| Equity capital | 31,739,000 | 31,880,000 | 31,886,000 | 32,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,417,000 | 6,957,000 | 10,609,000 | 14,431,000 |
| Interest expense | 628,000 | 1,385,000 | 2,215,000 | 3,145,000 |
| Net interest income | 2,789,000 | 5,572,000 | 8,394,000 | 11,286,000 |
| Noninterest income | 368,000 | 669,000 | 996,000 | 1,384,000 |
| Noninterest expense | 2,840,000 | 5,593,000 | 8,376,000 | 11,356,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 0 |
| Pretax income | 277,000 | 578,000 | 913,000 | 1,313,000 |
| Income tax | 55,000 | 101,000 | 163,000 | 232,000 |
| Net income | 222,000 | 477,000 | 750,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,334,000 | 32,588,000 | 32,862,000 | 33,192,000 |
| Total capital | 35,227,000 | 35,519,000 | 35,818,000 | 36,044,000 |
| Risk-weighted assets | 242,996,000 | 247,304,000 | 249,788,000 | 250,117,000 |