Call reports 2016
FIRST SEACOAST BANK — 2016
What FIRST SEACOAST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,396,000 | 312,670,000 | 315,583,000 | 330,461,000 |
| Total loans | 265,859,000 | 269,335,000 | 271,672,000 | 275,167,000 |
| Allowance for loan losses | 2,668,000 | 2,689,000 | 2,687,000 | 2,677,000 |
| Securities available for sale | 21,598,000 | 23,126,000 | 24,468,000 | 32,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,952,000 | 248,629,000 | 247,961,000 | 247,075,000 |
| Interest-bearing deposits | 205,383,000 | 208,755,000 | 207,488,000 | 206,405,000 |
| Noninterest-bearing deposits | 37,569,000 | 39,874,000 | 40,473,000 | 40,670,000 |
| Equity capital | 30,562,000 | 30,880,000 | 31,088,000 | 30,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,799,000 | 8,731,000 | 11,658,000 |
| Interest expense | 384,000 | 761,000 | 1,128,000 | 1,503,000 |
| Net interest income | 2,529,000 | 5,038,000 | 7,603,000 | 10,155,000 |
| Noninterest income | 229,000 | 607,000 | 981,000 | 1,252,000 |
| Noninterest expense | 2,595,000 | 5,149,000 | 7,696,000 | 10,064,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 251,000 | 584,000 | 976,000 | 1,431,000 |
| Income tax | 69,000 | 179,000 | 287,000 | 430,000 |
| Net income | 182,000 | 405,000 | 689,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,344,000 | 30,567,000 | 30,851,000 | 31,164,000 |
| Total capital | 32,898,000 | 33,156,000 | 33,475,000 | 33,883,000 |
| Risk-weighted assets | 204,216,000 | 207,008,000 | 209,869,000 | 218,076,000 |