Call reports 2015
FIRST SEACOAST BANK — 2015
What FIRST SEACOAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 299,329,000 | 301,331,000 | 304,832,000 | 312,117,000 |
| Total loans | 248,901,000 | 250,836,000 | 258,864,000 | 265,050,000 |
| Allowance for loan losses | 2,789,000 | 2,789,000 | 2,827,000 | 2,731,000 |
| Securities available for sale | 4,171,000 | 27,969,000 | 28,323,000 | 26,579,000 |
| Securities held to maturity | 26,386,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,531,000 | 194,767,000 | 221,059,000 | 229,195,000 |
| Interest-bearing deposits | 158,636,000 | 160,909,000 | 184,640,000 | 195,002,000 |
| Noninterest-bearing deposits | 32,895,000 | 33,858,000 | 36,419,000 | 34,193,000 |
| Equity capital | 29,327,000 | 29,594,000 | 30,060,000 | 30,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 5,692,000 | 8,576,000 | 11,443,000 |
| Interest expense | 211,000 | 428,000 | 712,000 | 1,069,000 |
| Net interest income | 2,709,000 | 5,264,000 | 7,864,000 | 10,374,000 |
| Noninterest income | 225,000 | 661,000 | 1,099,000 | 1,427,000 |
| Noninterest expense | 2,597,000 | 5,213,000 | 7,840,000 | 10,343,000 |
| Provision for loan losses | 0 | 0 | 0 | -60,000 |
| Pretax income | 337,000 | 742,000 | 1,162,000 | 1,557,000 |
| Income tax | 99,000 | 225,000 | 354,000 | 479,000 |
| Net income | 238,000 | 517,000 | 808,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,322,000 | 29,600,000 | 29,891,000 | 30,162,000 |
| Total capital | 31,812,000 | 32,085,000 | 32,419,000 | 32,741,000 |
| Risk-weighted assets | 198,910,000 | 198,466,000 | 201,939,000 | 206,150,000 |