Call reports 2014
FIRST SEACOAST BANK — 2014
What FIRST SEACOAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 294,163,000 | 298,240,000 | 296,645,000 | 303,505,000 |
| Total loans | 241,366,000 | 242,439,000 | 242,999,000 | 249,798,000 |
| Allowance for loan losses | 2,840,000 | 2,733,000 | 2,774,000 | 2,793,000 |
| Securities available for sale | 0 | 0 | 0 | 903,000 |
| Securities held to maturity | 34,829,000 | 36,636,000 | 36,556,000 | 33,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,834,000 | 189,256,000 | 193,470,000 | 183,731,000 |
| Interest-bearing deposits | 160,132,000 | 157,808,000 | 161,435,000 | 151,421,000 |
| Noninterest-bearing deposits | 30,702,000 | 31,448,000 | 32,035,000 | 32,310,000 |
| Equity capital | 28,247,000 | 28,523,000 | 28,808,000 | 29,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,510,000 | 8,294,000 | 11,112,000 |
| Interest expense | 220,000 | 446,000 | 672,000 | 911,000 |
| Net interest income | 2,491,000 | 5,064,000 | 7,622,000 | 10,201,000 |
| Noninterest income | 344,000 | 688,000 | 1,070,000 | 1,365,000 |
| Noninterest expense | 2,502,000 | 4,992,000 | 7,500,000 | 10,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 760,000 | 1,192,000 | 1,548,000 |
| Income tax | 110,000 | 261,000 | 408,000 | 488,000 |
| Net income | 223,000 | 499,000 | 784,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,197,000 | 28,472,000 | 28,757,000 | 29,035,000 |
| Total capital | 30,486,000 | 30,793,000 | 31,097,000 | 31,439,000 |
| Risk-weighted assets | 182,923,000 | 185,189,000 | 186,717,000 | 191,882,000 |