Call reports 2013
FIRST SEACOAST BANK — 2013
What FIRST SEACOAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 284,160,000 | 284,514,000 | 285,367,000 | 286,859,000 |
| Total loans | 241,380,000 | 242,189,000 | 242,961,000 | 244,042,000 |
| Allowance for loan losses | 2,815,000 | 2,953,000 | 2,954,000 | 2,919,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,294,000 | 25,855,000 | 25,924,000 | 25,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,689,000 | 188,851,000 | 191,717,000 | 187,365,000 |
| Interest-bearing deposits | 163,733,000 | 157,783,000 | 160,146,000 | 156,787,000 |
| Noninterest-bearing deposits | 27,956,000 | 31,068,000 | 31,571,000 | 30,578,000 |
| Equity capital | 27,064,000 | 27,457,000 | 27,767,000 | 28,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,660,000 | 8,463,000 | 11,203,000 |
| Interest expense | 288,000 | 552,000 | 798,000 | 1,047,000 |
| Net interest income | 2,506,000 | 5,108,000 | 7,665,000 | 10,156,000 |
| Noninterest income | 377,000 | 717,000 | 1,051,000 | 1,403,000 |
| Noninterest expense | 2,329,000 | 4,652,000 | 7,061,000 | 9,506,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 534,000 | 1,133,000 | 1,615,000 | 2,013,000 |
| Income tax | 183,000 | 388,000 | 561,000 | 702,000 |
| Net income | 351,000 | 745,000 | 1,054,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,018,000 | 27,413,000 | 27,722,000 | 27,978,000 |
| Total capital | 29,293,000 | 29,717,000 | 30,009,000 | 30,277,000 |
| Risk-weighted assets | 181,428,000 | 183,650,000 | 182,271,000 | 183,211,000 |