Call reports 2012
FIRST SEACOAST BANK — 2012
What FIRST SEACOAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 274,299,000 | 275,548,000 | 272,910,000 | 277,303,000 |
| Total loans | 235,106,000 | 234,980,000 | 232,339,000 | 238,392,000 |
| Allowance for loan losses | 2,667,000 | 2,793,000 | 2,856,000 | 2,774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,618,000 | 23,555,000 | 21,543,000 | 20,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,044,000 | 183,831,000 | 194,693,000 | 194,384,000 |
| Interest-bearing deposits | 157,172,000 | 158,108,000 | 167,579,000 | 166,661,000 |
| Noninterest-bearing deposits | 24,872,000 | 25,723,000 | 27,114,000 | 27,723,000 |
| Equity capital | 25,654,000 | 26,006,000 | 26,339,000 | 26,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 5,992,000 | 8,929,000 | 11,762,000 |
| Interest expense | 395,000 | 782,000 | 1,158,000 | 1,527,000 |
| Net interest income | 2,630,000 | 5,210,000 | 7,771,000 | 10,235,000 |
| Noninterest income | 324,000 | 796,000 | 1,209,000 | 1,816,000 |
| Noninterest expense | 2,415,000 | 4,790,000 | 7,144,000 | 9,597,000 |
| Provision for loan losses | 55,000 | 180,000 | 260,000 | 350,000 |
| Pretax income | 484,000 | 1,036,000 | 1,576,000 | 2,104,000 |
| Income tax | 163,000 | 363,000 | 570,000 | 724,000 |
| Net income | 321,000 | 673,000 | 1,006,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,627,000 | 25,977,000 | 26,310,000 | 26,674,000 |
| Total capital | 27,887,000 | 28,222,000 | 28,497,000 | 28,917,000 |
| Risk-weighted assets | 179,571,000 | 179,001,000 | 174,234,000 | 178,895,000 |