Call reports 2012
FLORIDA GULF BANK — 2012
What FLORIDA GULF BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 376,484,000 | 357,621,000 |
| Total loans | 256,895,000 | 248,543,000 |
| Allowance for loan losses | 7,576,000 | 7,012,000 |
| Securities available for sale | 50,783,000 | 57,646,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 302,855,000 | 288,002,000 |
| Interest-bearing deposits | 243,190,000 | 232,375,000 |
| Noninterest-bearing deposits | 59,665,000 | 55,627,000 |
| Equity capital | 30,411,000 | 31,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 3,620,000 | 7,086,000 |
| Interest expense | 522,000 | 1,040,000 |
| Net interest income | 3,098,000 | 6,046,000 |
| Noninterest income | 498,000 | 838,000 |
| Noninterest expense | 2,220,000 | 4,281,000 |
| Provision for loan losses | 700,000 | 1,200,000 |
| Pretax income | 747,000 | 1,474,000 |
| Income tax | 291,000 | 560,000 |
| Net income | 456,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 30,231,000 | 30,690,000 |
| Total capital | 36,809,000 | 37,129,000 |
| Risk-weighted assets | 266,519,000 | 258,823,000 |