Call reports 2011
FLORIDA GULF BANK — 2011
What FLORIDA GULF BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 364,417,000 | 350,019,000 | 347,255,000 | 350,485,000 |
| Total loans | 268,155,000 | 257,927,000 | 258,671,000 | 262,761,000 |
| Allowance for loan losses | 7,618,000 | 6,864,000 | 7,507,000 | 7,386,000 |
| Securities available for sale | 33,409,000 | 36,272,000 | 43,396,000 | 43,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,484,000 | 278,944,000 | 275,064,000 | 280,470,000 |
| Interest-bearing deposits | 230,659,000 | 226,889,000 | 225,121,000 | 225,932,000 |
| Noninterest-bearing deposits | 51,826,000 | 52,056,000 | 49,943,000 | 54,538,000 |
| Equity capital | 28,964,000 | 29,234,000 | 29,929,000 | 29,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,513,000 | 11,196,000 | 14,774,000 |
| Interest expense | 749,000 | 1,381,000 | 1,941,000 | 2,473,000 |
| Net interest income | 3,052,000 | 6,132,000 | 9,255,000 | 12,301,000 |
| Noninterest income | 286,000 | 664,000 | 1,007,000 | 1,377,000 |
| Noninterest expense | 2,259,000 | 4,465,000 | 6,483,000 | 8,775,000 |
| Provision for loan losses | 1,000,000 | 2,325,000 | 3,375,000 | 4,000,000 |
| Pretax income | 116,000 | 121,000 | 519,000 | 1,256,000 |
| Income tax | 45,000 | 47,000 | 202,000 | 498,000 |
| Net income | 71,000 | 74,000 | 317,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,774,000 | 29,092,000 | 29,334,000 | 29,776,000 |
| Total capital | 35,260,000 | 35,477,000 | 35,730,000 | 36,434,000 |
| Risk-weighted assets | 274,952,000 | 267,718,000 | 267,734,000 | 273,271,000 |