Call reports 2010
FLORIDA GULF BANK — 2010
What FLORIDA GULF BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 379,315,000 | 364,238,000 | 350,690,000 | 347,728,000 |
| Total loans | 286,965,000 | 286,362,000 | 273,413,000 | 273,154,000 |
| Allowance for loan losses | 5,228,000 | 6,117,000 | 6,117,000 | 6,793,000 |
| Securities available for sale | 34,687,000 | 34,067,000 | 25,019,000 | 30,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,613,000 | 281,558,000 | 273,207,000 | 268,930,000 |
| Interest-bearing deposits | 241,088,000 | 230,397,000 | 223,240,000 | 219,865,000 |
| Noninterest-bearing deposits | 49,525,000 | 51,161,000 | 49,967,000 | 49,065,000 |
| Equity capital | 27,983,000 | 29,243,000 | 28,995,000 | 28,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,512,000 | 12,655,000 | 16,617,000 |
| Interest expense | 1,135,000 | 2,214,000 | 3,141,000 | 3,964,000 |
| Net interest income | 3,143,000 | 6,298,000 | 9,514,000 | 12,653,000 |
| Noninterest income | 231,000 | 563,000 | 624,000 | 989,000 |
| Noninterest expense | 2,236,000 | 4,420,000 | 6,582,000 | 8,758,000 |
| Provision for loan losses | 1,075,000 | 2,400,000 | 3,800,000 | 4,750,000 |
| Pretax income | 63,000 | 196,000 | 203,000 | 581,000 |
| Income tax | 25,000 | 77,000 | 79,000 | 227,000 |
| Net income | 38,000 | 119,000 | 124,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,702,000 | 28,782,000 | 28,787,000 | 28,871,000 |
| Total capital | 35,371,000 | 36,468,000 | 36,341,000 | 36,377,000 |
| Risk-weighted assets | 291,967,000 | 292,793,000 | 282,030,000 | 277,520,000 |