Call reports 2009
FLORIDA GULF BANK — 2009
What FLORIDA GULF BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 347,371,000 | 376,176,000 | 374,461,000 | 366,131,000 |
| Total loans | 273,038,000 | 286,635,000 | 295,934,000 | 291,085,000 |
| Allowance for loan losses | 3,381,000 | 3,453,000 | 5,096,000 | 5,504,000 |
| Securities available for sale | 33,411,000 | 37,638,000 | 35,370,000 | 34,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,870,000 | 279,516,000 | 279,688,000 | 282,486,000 |
| Interest-bearing deposits | 212,587,000 | 234,312,000 | 236,394,000 | 236,782,000 |
| Noninterest-bearing deposits | 44,283,000 | 45,204,000 | 43,294,000 | 45,704,000 |
| Equity capital | 27,235,000 | 27,240,000 | 26,796,000 | 27,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,191,000 | 8,444,000 | 12,799,000 | 17,188,000 |
| Interest expense | 1,518,000 | 2,985,000 | 4,339,000 | 5,557,000 |
| Net interest income | 2,673,000 | 5,459,000 | 8,460,000 | 11,631,000 |
| Noninterest income | 249,000 | 575,000 | 886,000 | 1,232,000 |
| Noninterest expense | 2,296,000 | 4,609,000 | 6,833,000 | 9,039,000 |
| Provision for loan losses | 375,000 | 1,000,000 | 3,300,000 | 3,800,000 |
| Pretax income | 251,000 | 425,000 | -680,000 | 361,000 |
| Income tax | 100,000 | 166,000 | -265,000 | 172,000 |
| Net income | 151,000 | 259,000 | -415,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,875,000 | 26,983,000 | 26,309,000 | 26,913,000 |
| Total capital | 34,256,000 | 34,476,000 | 34,028,000 | 34,606,000 |
| Risk-weighted assets | 280,475,000 | 296,791,000 | 296,142,000 | 293,775,000 |
Machine access — free, no API key
Every figure shown here about FLORIDA GULF BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.