Call reports 2007
FLORIDA GULF BANK — 2007
What FLORIDA GULF BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 320,106,000 | 322,534,000 | 312,970,000 | 316,923,000 |
| Total loans | 228,308,000 | 238,418,000 | 240,329,000 | 246,980,000 |
| Allowance for loan losses | 2,677,000 | 2,717,000 | 2,757,000 | 2,928,000 |
| Securities available for sale | 43,347,000 | 48,237,000 | 45,275,000 | 42,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,447,000 | 266,764,000 | 249,782,000 | 237,980,000 |
| Interest-bearing deposits | 210,743,000 | 221,028,000 | 207,178,000 | 196,000,000 |
| Noninterest-bearing deposits | 48,704,000 | 45,736,000 | 42,604,000 | 41,979,000 |
| Equity capital | 20,290,000 | 20,367,000 | 20,943,000 | 21,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,512,000 | 9,313,000 | 14,177,000 | 18,839,000 |
| Interest expense | 2,264,000 | 4,789,000 | 7,359,000 | 9,681,000 |
| Net interest income | 2,248,000 | 4,524,000 | 6,818,000 | 9,158,000 |
| Noninterest income | 328,000 | 691,000 | 942,000 | 1,201,000 |
| Noninterest expense | 2,093,000 | 4,132,000 | 6,154,000 | 8,117,000 |
| Provision for loan losses | 20,000 | 60,000 | 135,000 | 750,000 |
| Pretax income | 463,000 | 1,023,000 | 1,471,000 | 1,492,000 |
| Income tax | 175,000 | 389,000 | 559,000 | 580,000 |
| Net income | 288,000 | 634,000 | 912,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,749,000 | 21,095,000 | 21,373,000 | 21,373,000 |
| Total capital | 27,426,000 | 27,812,000 | 28,130,000 | 28,301,000 |
| Risk-weighted assets | 251,612,000 | 263,783,000 | 261,770,000 | 269,177,000 |
Machine access — free, no API key
Every figure shown here about FLORIDA GULF BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.