Call reports 2026
FIRST EXCHANGE BANK — 2026
What FIRST EXCHANGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 385,155,000 | 391,052,000 |
| Total loans | 291,571,000 | 294,703,000 |
| Allowance for loan losses | 3,829,000 | 4,392,000 |
| Securities available for sale | 26,643,000 | 29,872,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 350,902,000 | 356,521,000 |
| Interest-bearing deposits | 284,961,000 | 289,491,000 |
| Noninterest-bearing deposits | 65,941,000 | 67,030,000 |
| Equity capital | 30,462,000 | 31,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,904,000 | 9,970,000 |
| Interest expense | 1,584,000 | 3,157,000 |
| Net interest income | 3,320,000 | 6,813,000 |
| Noninterest income | 551,000 | 1,095,000 |
| Noninterest expense | 2,725,000 | 5,546,000 |
| Provision for loan losses | 292,000 | 565,000 |
| Pretax income | 851,000 | 1,795,000 |
| Income tax | 0 | 0 |
| Net income | 851,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,772,000 | 35,276,000 |
| Total capital | 38,222,000 | 38,745,000 |
| Risk-weighted assets | 275,418,000 | 276,442,000 |