Call report 2025Q4
FIRST EXCHANGE BANK — 2025Q4
The 22 measures FIRST EXCHANGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 376,464,000 | USD | evidence → |
| Total loans | 292,129,000 | USD | evidence → |
| Allowance for loan losses | 3,777,000 | USD | evidence → |
| Securities available for sale | 25,723,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,100,000 | USD | evidence → |
| Interest-bearing deposits | 281,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,430,000 | USD | evidence → |
| Equity capital | 30,212,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,621,000 | USD | evidence → |
| Interest expense | 7,364,000 | USD | evidence → |
| Net interest income | 12,257,000 | USD | evidence → |
| Noninterest income | 2,026,000 | USD | evidence → |
| Noninterest expense | 11,099,000 | USD | evidence → |
| Provision for loan losses | 1,352,000 | USD | evidence → |
| Pretax income | 1,762,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,221,000 | USD | evidence → |
| Total capital | 37,569,000 | USD | evidence → |
| Risk-weighted assets | 267,205,000 | USD | evidence → |