Call reports 2022
FIRST EXCHANGE BANK — 2022
What FIRST EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 330,310,000 | 320,046,000 | 320,385,000 | 324,417,000 |
| Total loans | 255,446,000 | 250,599,000 | 261,798,000 | 267,246,000 |
| Allowance for loan losses | 5,199,000 | 5,271,000 | 5,104,000 | 5,128,000 |
| Securities available for sale | 40,654,000 | 38,123,000 | 35,202,000 | 35,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,773,000 | 291,369,000 | 292,321,000 | 292,331,000 |
| Interest-bearing deposits | 225,058,000 | 221,196,000 | 219,837,000 | 219,039,000 |
| Noninterest-bearing deposits | 66,715,000 | 70,173,000 | 72,484,000 | 73,291,000 |
| Equity capital | 28,627,000 | 26,543,000 | 25,956,000 | 26,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,284,000 | 9,734,000 | 13,274,000 |
| Interest expense | 340,000 | 611,000 | 861,000 | 1,186,000 |
| Net interest income | 2,801,000 | 5,673,000 | 8,873,000 | 12,088,000 |
| Noninterest income | 397,000 | 656,000 | 1,144,000 | 1,716,000 |
| Noninterest expense | 2,218,000 | 4,572,000 | 6,974,000 | 9,661,000 |
| Provision for loan losses | 145,000 | 316,000 | 459,000 | 613,000 |
| Pretax income | 835,000 | 1,441,000 | 2,584,000 | 3,530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 835,000 | 1,441,000 | 2,584,000 | 3,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,829,000 | 31,035,000 | 31,744,000 | 32,100,000 |