Call reports 2018
FIRST EXCHANGE BANK — 2018
What FIRST EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 244,799,000 | 249,744,000 | 253,297,000 | 269,091,000 |
| Total loans | 211,818,000 | 217,441,000 | 219,686,000 | 233,270,000 |
| Allowance for loan losses | 2,821,000 | 2,959,000 | 3,031,000 | 3,098,000 |
| Securities available for sale | 20,188,000 | 18,728,000 | 19,894,000 | 20,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,692,000 | 203,058,000 | 206,753,000 | 212,383,000 |
| Interest-bearing deposits | 162,736,000 | 162,388,000 | 165,455,000 | 172,283,000 |
| Noninterest-bearing deposits | 40,956,000 | 40,669,000 | 41,298,000 | 40,100,000 |
| Equity capital | 22,389,000 | 22,070,000 | 22,007,000 | 22,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,435,000 | 8,253,000 | 11,349,000 |
| Interest expense | 327,000 | 685,000 | 1,088,000 | 1,588,000 |
| Net interest income | 2,353,000 | 4,750,000 | 7,165,000 | 9,761,000 |
| Noninterest income | 333,000 | 956,000 | 1,583,000 | 1,938,000 |
| Noninterest expense | 1,780,000 | 3,572,000 | 5,366,000 | 7,205,000 |
| Provision for loan losses | 157,000 | 316,000 | 478,000 | 1,291,000 |
| Pretax income | 749,000 | 1,818,000 | 2,904,000 | 3,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,818,000 | 2,904,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,824,000 | 22,568,000 | 22,666,000 | 22,883,000 |
| Total capital | 25,118,000 | 24,934,000 | 25,053,000 | 25,426,000 |
| Risk-weighted assets | 183,007,000 | 188,700,000 | 190,333,000 | 202,910,000 |