Call reports 2017
FIRST EXCHANGE BANK — 2017
What FIRST EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 228,296,000 | 235,368,000 | 241,981,000 | 242,619,000 |
| Total loans | 196,650,000 | 201,537,000 | 207,564,000 | 209,281,000 |
| Allowance for loan losses | 2,585,000 | 2,535,000 | 2,523,000 | 2,668,000 |
| Securities available for sale | 18,436,000 | 20,240,000 | 20,007,000 | 19,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,702,000 | 190,308,000 | 195,227,000 | 197,269,000 |
| Interest-bearing deposits | 149,273,000 | 148,569,000 | 152,209,000 | 153,878,000 |
| Noninterest-bearing deposits | 42,429,000 | 41,738,000 | 43,019,000 | 43,391,000 |
| Equity capital | 23,234,000 | 22,439,000 | 22,547,000 | 23,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,954,000 | 7,557,000 | 10,213,000 |
| Interest expense | 241,000 | 506,000 | 793,000 | 1,106,000 |
| Net interest income | 2,202,000 | 4,448,000 | 6,764,000 | 9,107,000 |
| Noninterest income | 487,000 | 800,000 | 1,141,000 | 1,485,000 |
| Noninterest expense | 1,560,000 | 3,134,000 | 4,773,000 | 6,490,000 |
| Provision for loan losses | 138,000 | 273,000 | 412,000 | 560,000 |
| Pretax income | 991,000 | 1,841,000 | 2,720,000 | 3,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 991,000 | 1,841,000 | 2,720,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,224,000 | 22,349,000 | 22,502,000 | 23,325,000 |
| Total capital | 25,297,000 | 24,510,000 | 24,738,000 | 25,566,000 |
| Risk-weighted assets | 165,358,000 | 172,485,000 | 178,626,000 | 178,847,000 |