Call reports 2007
FIRST EXCHANGE BANK — 2007
What FIRST EXCHANGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,973,000 | 154,595,000 | 157,494,000 | 166,086,000 |
| Total loans | 137,154,000 | 141,158,000 | 144,160,000 | 151,670,000 |
| Allowance for loan losses | 1,285,000 | 1,345,000 | 1,417,000 | 1,536,000 |
| Securities available for sale | 4,645,000 | 4,499,000 | 4,466,000 | 4,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,140,000 | 136,969,000 | 137,873,000 | 141,225,000 |
| Interest-bearing deposits | 115,697,000 | 114,817,000 | 114,421,000 | 117,740,000 |
| Noninterest-bearing deposits | 21,443,000 | 22,151,000 | 23,452,000 | 23,485,000 |
| Equity capital | 11,689,000 | 12,074,000 | 12,509,000 | 12,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,440,000 | 8,320,000 | 11,346,000 |
| Interest expense | 967,000 | 1,958,000 | 2,973,000 | 4,086,000 |
| Net interest income | 1,687,000 | 3,482,000 | 5,347,000 | 7,260,000 |
| Noninterest income | 235,000 | 533,000 | 818,000 | 1,125,000 |
| Noninterest expense | 1,069,000 | 2,148,000 | 3,226,000 | 4,349,000 |
| Provision for loan losses | 90,000 | 180,000 | 277,000 | 471,000 |
| Pretax income | 763,000 | 1,687,000 | 2,662,000 | 3,565,000 |
| Income tax | 280,000 | 617,000 | 976,000 | 1,318,000 |
| Net income | 483,000 | 1,070,000 | 1,686,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,741,000 | 12,133,000 | 12,555,000 | 12,237,000 |
| Total capital | 13,026,000 | 13,478,000 | 13,972,000 | 13,772,000 |
| Risk-weighted assets | 119,088,000 | 119,324,000 | 122,484,000 | 128,439,000 |
Machine access — free, no API key
Every figure shown here about FIRST EXCHANGE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.