Call reports 2026
UNITED COMMUNITY BANK — 2026
What UNITED COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,165,370,000 | 4,129,042,000 |
| Total loans | 2,577,496,000 | 2,671,647,000 |
| Allowance for loan losses | 33,566,000 | 33,737,000 |
| Securities available for sale | 589,823,000 | 621,089,000 |
| Securities held to maturity | 280,917,000 | 267,021,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,531,625,000 | 3,588,277,000 |
| Interest-bearing deposits | 2,838,321,000 | 2,919,191,000 |
| Noninterest-bearing deposits | 693,304,000 | 669,086,000 |
| Equity capital | 410,524,000 | 428,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 47,520,000 | 97,785,000 |
| Interest expense | 19,135,000 | 38,333,000 |
| Net interest income | 28,385,000 | 59,452,000 |
| Noninterest income | 7,017,000 | 14,779,000 |
| Noninterest expense | 20,120,000 | 39,880,000 |
| Provision for loan losses | -322,000 | -190,000 |
| Pretax income | 15,999,000 | 34,677,000 |
| Income tax | 3,421,000 | 7,536,000 |
| Net income | 12,578,000 | 27,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 408,661,000 | 423,582,000 |
| Total capital | 444,246,000 | 459,596,000 |
| Risk-weighted assets | 2,954,541,000 | 3,091,322,000 |