Call report 2025Q4
UNITED COMMUNITY BANK — 2025Q4
The 22 measures UNITED COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,088,428,000 | USD | evidence → |
| Total loans | 2,605,351,000 | USD | evidence → |
| Allowance for loan losses | 34,049,000 | USD | evidence → |
| Securities available for sale | 622,505,000 | USD | evidence → |
| Securities held to maturity | 284,093,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,437,069,000 | USD | evidence → |
| Interest-bearing deposits | 2,768,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 668,716,000 | USD | evidence → |
| Equity capital | 402,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 189,499,000 | USD | evidence → |
| Interest expense | 76,879,000 | USD | evidence → |
| Net interest income | 112,620,000 | USD | evidence → |
| Noninterest income | 29,761,000 | USD | evidence → |
| Noninterest expense | 77,266,000 | USD | evidence → |
| Provision for loan losses | 2,791,000 | USD | evidence → |
| Pretax income | 63,431,000 | USD | evidence → |
| Income tax | 13,226,000 | USD | evidence → |
| Net income | 50,205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 396,393,000 | USD | evidence → |
| Total capital | 432,856,000 | USD | evidence → |
| Risk-weighted assets | 2,966,500,000 | USD | evidence → |