Call reports 2022
UNITED COMMUNITY BANK — 2022
What UNITED COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,499,264,000 | 3,457,748,000 | 3,483,548,000 | 3,460,034,000 |
| Total loans | 1,780,645,000 | 1,806,764,000 | 1,821,998,000 | 1,915,997,000 |
| Allowance for loan losses | 20,282,000 | 20,217,000 | 18,986,000 | 17,009,000 |
| Securities available for sale | 675,540,000 | 699,952,000 | 724,047,000 | 758,523,000 |
| Securities held to maturity | 340,395,000 | 336,107,000 | 331,781,000 | 328,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,082,501,000 | 3,066,836,000 | 3,099,822,000 | 3,070,912,000 |
| Interest-bearing deposits | 2,319,871,000 | 2,356,891,000 | 2,392,145,000 | 2,324,586,000 |
| Noninterest-bearing deposits | 762,630,000 | 709,945,000 | 707,677,000 | 746,326,000 |
| Equity capital | 283,123,000 | 272,784,000 | 262,129,000 | 288,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,456,000 | 42,665,000 | 68,713,000 | 99,357,000 |
| Interest expense | 2,120,000 | 5,011,000 | 9,102,000 | 14,698,000 |
| Net interest income | 18,336,000 | 37,654,000 | 59,611,000 | 84,659,000 |
| Noninterest income | 6,792,000 | 14,320,000 | 22,048,000 | 28,892,000 |
| Noninterest expense | 15,970,000 | 33,150,000 | 49,946,000 | 66,921,000 |
| Provision for loan losses | 0 | 0 | -182,000 | -182,000 |
| Pretax income | 9,158,000 | 18,824,000 | 31,344,000 | 46,261,000 |
| Income tax | 1,806,000 | 3,477,000 | 6,262,000 | 9,380,000 |
| Net income | 7,352,000 | 15,347,000 | 25,082,000 | 36,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,420,000 | 283,457,000 | 293,540,000 | 305,711,000 |
| Total capital | 302,749,000 | 304,736,000 | 313,588,000 | 324,250,000 |
| Risk-weighted assets | 2,120,604,000 | 2,187,631,000 | 2,216,739,000 | 2,310,552,000 |