Call reports 2019
UNITED COMMUNITY BANK — 2019
What UNITED COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,058,368,000 | 2,603,219,000 | 2,601,097,000 | 2,663,225,000 |
| Total loans | 1,252,700,000 | 1,565,949,000 | 1,548,258,000 | 1,548,889,000 |
| Allowance for loan losses | 13,418,000 | 17,263,000 | 15,881,000 | 15,498,000 |
| Securities available for sale | 579,692,000 | 669,235,000 | 642,714,000 | 680,135,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,727,917,000 | 2,145,566,000 | 2,144,619,000 | 2,210,583,000 |
| Interest-bearing deposits | 1,334,176,000 | 1,707,193,000 | 1,695,246,000 | 1,725,074,000 |
| Noninterest-bearing deposits | 393,741,000 | 438,373,000 | 449,373,000 | 485,509,000 |
| Equity capital | 192,535,000 | 242,438,000 | 250,046,000 | 256,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,615,000 | 46,174,000 | 71,266,000 | 94,511,000 |
| Interest expense | 3,672,000 | 9,259,000 | 14,380,000 | 19,498,000 |
| Net interest income | 14,943,000 | 36,915,000 | 56,886,000 | 75,013,000 |
| Noninterest income | 4,763,000 | 12,256,000 | 19,428,000 | 26,487,000 |
| Noninterest expense | 12,959,000 | 31,576,000 | 47,669,000 | 64,552,000 |
| Provision for loan losses | 279,000 | 1,296,000 | 2,437,000 | 3,650,000 |
| Pretax income | 6,468,000 | 16,553,000 | 26,772,000 | 33,862,000 |
| Income tax | 1,666,000 | 4,265,000 | 5,107,000 | 6,672,000 |
| Net income | 4,802,000 | 12,288,000 | 21,665,000 | 27,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,916,000 | 205,705,000 | 214,237,000 | 220,239,000 |
| Total capital | 178,112,000 | 223,881,000 | 231,046,000 | 236,653,000 |
| Risk-weighted assets | 1,468,815,000 | 1,858,487,000 | 1,817,822,000 | 1,831,398,000 |