Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,029,260,000 | 1,996,614,000 | 1,985,774,000 | 2,077,491,000 |
| Total loans | 1,228,379,000 | 1,227,052,000 | 1,219,447,000 | 1,260,591,000 |
| Allowance for loan losses | 13,601,000 | 13,609,000 | 13,486,000 | 13,200,000 |
| Securities available for sale | 561,759,000 | 569,561,000 | 577,991,000 | 566,986,000 |
| Securities held to maturity | 1,350,000 | 1,350,000 | 1,350,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,719,601,000 | 1,690,844,000 | 1,668,218,000 | 1,739,000,000 |
| Interest-bearing deposits | 1,319,026,000 | 1,317,796,000 | 1,315,250,000 | 1,358,315,000 |
| Noninterest-bearing deposits | 400,575,000 | 373,048,000 | 352,968,000 | 380,685,000 |
| Equity capital | 199,601,000 | 201,467,000 | 204,272,000 | 185,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,219,000 | 34,631,000 | 52,378,000 | 71,105,000 |
| Interest expense | 1,946,000 | 4,034,000 | 6,928,000 | 10,336,000 |
| Net interest income | 15,273,000 | 30,597,000 | 45,450,000 | 60,769,000 |
| Noninterest income | 5,092,000 | 10,135,000 | 15,568,000 | 21,066,000 |
| Noninterest expense | 13,821,000 | 27,144,000 | 40,107,000 | 53,606,000 |
| Provision for loan losses | 382,000 | 481,000 | 564,000 | 826,000 |
| Pretax income | 6,196,000 | 13,141,000 | 20,381,000 | 27,476,000 |
| Income tax | 4,341,000 | 5,963,000 | 7,052,000 | 8,620,000 |
| Net income | 1,855,000 | 7,178,000 | 13,329,000 | 18,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,626,000 | 176,475,000 | 182,841,000 | 160,923,000 |
| Total capital | 187,946,000 | 190,817,000 | 197,075,000 | 174,886,000 |
| Risk-weighted assets | 1,409,529,000 | 1,407,576,000 | 1,414,015,000 | 1,462,084,000 |