Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,418,040,000 | 1,721,834,000 | 1,718,161,000 | 1,802,054,000 |
| Total loans | 961,579,000 | 1,081,903,000 | 1,090,253,000 | 1,094,025,000 |
| Allowance for loan losses | 11,160,000 | 11,782,000 | 12,174,000 | 12,428,000 |
| Securities available for sale | 339,733,000 | 437,900,000 | 436,507,000 | 448,398,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,174,554,000 | 1,432,075,000 | 1,430,236,000 | 1,491,368,000 |
| Interest-bearing deposits | 904,234,000 | 1,101,692,000 | 1,114,731,000 | 1,128,376,000 |
| Noninterest-bearing deposits | 270,320,000 | 330,383,000 | 315,505,000 | 362,992,000 |
| Equity capital | 130,215,000 | 170,226,000 | 172,235,000 | 168,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,325,000 | 28,492,000 | 42,809,000 | 57,245,000 |
| Interest expense | 1,190,000 | 2,712,000 | 4,242,000 | 5,840,000 |
| Net interest income | 10,135,000 | 25,780,000 | 38,567,000 | 51,405,000 |
| Noninterest income | 3,844,000 | 9,949,000 | 14,562,000 | 19,409,000 |
| Noninterest expense | 8,918,000 | 23,022,000 | 34,191,000 | 45,622,000 |
| Provision for loan losses | 425,000 | 1,169,000 | 1,869,000 | 2,492,000 |
| Pretax income | 4,636,000 | 11,538,000 | 17,239,000 | 22,870,000 |
| Income tax | 51,000 | 187,000 | 273,000 | 365,000 |
| Net income | 4,585,000 | 11,351,000 | 16,966,000 | 22,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,004,000 | 144,271,000 | 146,937,000 | 146,306,000 |
| Total capital | 131,678,000 | 156,767,000 | 159,830,000 | 159,404,000 |
| Risk-weighted assets | 1,070,842,000 | 1,231,608,000 | 1,241,052,000 | 1,246,721,000 |