Call reports 2012
UNITED COMMUNITY BANK — 2012
What UNITED COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 963,505,000 | 944,296,000 | 968,871,000 | 953,650,000 |
| Total loans | 514,680,000 | 526,680,000 | 527,586,000 | 552,964,000 |
| Allowance for loan losses | 7,177,000 | 7,340,000 | 7,357,000 | 7,441,000 |
| Securities available for sale | 302,697,000 | 264,771,000 | 263,839,000 | 256,162,000 |
| Securities held to maturity | 2,292,000 | 1,986,000 | 1,983,000 | 1,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,058,000 | 749,461,000 | 773,988,000 | 757,632,000 |
| Interest-bearing deposits | 613,161,000 | 617,330,000 | 632,007,000 | 613,745,000 |
| Noninterest-bearing deposits | 135,897,000 | 132,131,000 | 141,981,000 | 143,887,000 |
| Equity capital | 109,764,000 | 110,536,000 | 115,305,000 | 119,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,830,000 | 17,280,000 | 25,805,000 | 34,500,000 |
| Interest expense | 2,200,000 | 4,182,000 | 5,987,000 | 7,711,000 |
| Net interest income | 6,630,000 | 13,098,000 | 19,818,000 | 26,789,000 |
| Noninterest income | 3,665,000 | 6,229,000 | 9,145,000 | 14,399,000 |
| Noninterest expense | 5,563,000 | 11,181,000 | 16,840,000 | 22,566,000 |
| Provision for loan losses | 296,000 | 743,000 | 894,000 | 1,348,000 |
| Pretax income | 6,141,000 | 11,072,000 | 14,898,000 | 20,943,000 |
| Income tax | 46,000 | 97,000 | 150,000 | 205,000 |
| Net income | 6,095,000 | 10,975,000 | 14,748,000 | 20,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,337,000 | 95,070,000 | 97,091,000 | 101,132,000 |
| Total capital | 99,982,000 | 101,813,000 | 103,671,000 | 107,813,000 |
| Risk-weighted assets | 531,114,000 | 538,842,000 | 525,641,000 | 554,917,000 |