Call reports 2011
UNITED COMMUNITY BANK — 2011
What UNITED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 835,727,000 | 925,019,000 | 954,954,000 | 954,685,000 |
| Total loans | 497,563,000 | 525,717,000 | 523,829,000 | 514,616,000 |
| Allowance for loan losses | 6,908,000 | 7,080,000 | 7,275,000 | 7,132,000 |
| Securities available for sale | 277,309,000 | 308,959,000 | 288,190,000 | 318,280,000 |
| Securities held to maturity | 5,513,000 | 5,465,000 | 5,083,000 | 4,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,322,000 | 733,222,000 | 741,798,000 | 737,537,000 |
| Interest-bearing deposits | 526,732,000 | 619,765,000 | 623,084,000 | 604,382,000 |
| Noninterest-bearing deposits | 100,590,000 | 113,457,000 | 118,714,000 | 133,155,000 |
| Equity capital | 74,954,000 | 78,491,000 | 99,445,000 | 104,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,967,000 | 28,641,000 | 37,860,000 |
| Interest expense | 2,544,000 | 5,020,000 | 7,373,000 | 9,715,000 |
| Net interest income | 6,610,000 | 13,947,000 | 21,268,000 | 28,145,000 |
| Noninterest income | 2,253,000 | 4,364,000 | 7,100,000 | 9,373,000 |
| Noninterest expense | 4,963,000 | 10,510,000 | 16,131,000 | 21,216,000 |
| Provision for loan losses | 265,000 | 555,000 | 1,023,000 | 1,181,000 |
| Pretax income | 3,635,000 | 7,246,000 | 13,189,000 | 17,102,000 |
| Income tax | 38,000 | 78,000 | 120,000 | 186,000 |
| Net income | 3,597,000 | 7,168,000 | 13,069,000 | 16,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,718,000 | 65,931,000 | 84,068,000 | 87,780,000 |
| Total capital | 75,987,000 | 72,578,000 | 90,832,000 | 94,489,000 |
| Risk-weighted assets | 500,886,000 | 531,356,000 | 540,609,000 | 536,326,000 |