Call reports 2005
UNITED COMMUNITY BANK — 2005
What UNITED COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 488,729,000 | 500,584,000 | 584,929,000 | 590,926,000 |
| Total loans | 298,926,000 | 321,116,000 | 353,335,000 | 375,031,000 |
| Allowance for loan losses | 3,056,000 | 3,226,000 | 3,843,000 | 3,897,000 |
| Securities available for sale | 109,105,000 | 105,163,000 | 126,266,000 | 120,157,000 |
| Securities held to maturity | 44,670,000 | 42,706,000 | 55,400,000 | 54,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,050,000 | 398,851,000 | 478,336,000 | 487,828,000 |
| Interest-bearing deposits | 341,814,000 | 347,872,000 | 420,682,000 | 423,710,000 |
| Noninterest-bearing deposits | 55,236,000 | 50,979,000 | 57,654,000 | 64,118,000 |
| Equity capital | 51,058,000 | 53,666,000 | 65,115,000 | 57,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,723,000 | 11,860,000 | 20,785,000 | 28,509,000 |
| Interest expense | 2,482,000 | 5,274,000 | 9,414,000 | 13,226,000 |
| Net interest income | 3,241,000 | 6,586,000 | 11,371,000 | 15,283,000 |
| Noninterest income | 1,259,000 | 2,810,000 | 4,659,000 | 6,754,000 |
| Noninterest expense | 2,660,000 | 5,334,000 | 9,097,000 | 12,160,000 |
| Provision for loan losses | 227,000 | 453,000 | 754,000 | 956,000 |
| Pretax income | 1,613,000 | 3,609,000 | 6,179,000 | 8,921,000 |
| Income tax | 16,000 | 23,000 | 30,000 | 50,000 |
| Net income | 1,597,000 | 3,586,000 | 6,149,000 | 8,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,947,000 | 53,540,000 | 64,974,000 | 57,077,000 |
| Total capital | 55,003,000 | 56,766,000 | 68,817,000 | 60,974,000 |
| Risk-weighted assets | 305,967,000 | 330,068,000 | 367,689,000 | 383,598,000 |
Machine access — free, no API key
Every figure shown here about UNITED COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.