Call reports 2026
LAUDERDALE COUNTY BANK, THE — 2026
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 70,484,000 | 67,523,000 |
| Total loans | 29,676,000 | 30,877,000 |
| Allowance for loan losses | 409,000 | 415,000 |
| Securities available for sale | 22,320,000 | 21,952,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 63,004,000 | 59,875,000 |
| Interest-bearing deposits | 44,309,000 | 42,155,000 |
| Noninterest-bearing deposits | 18,695,000 | 17,720,000 |
| Equity capital | 6,289,000 | 6,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 856,000 | 1,740,000 |
| Interest expense | 238,000 | 471,000 |
| Net interest income | 618,000 | 1,269,000 |
| Noninterest income | 100,000 | 158,000 |
| Noninterest expense | 532,000 | 1,039,000 |
| Provision for loan losses | 0 | 5,000 |
| Pretax income | 186,000 | 383,000 |
| Income tax | 44,000 | 77,000 |
| Net income | 142,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,882,000 | 8,031,000 |