Call reports 2022
LAUDERDALE COUNTY BANK, THE — 2022
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 62,961,000 | 61,678,000 | 62,034,000 | 63,740,000 |
| Total loans | 24,985,000 | 25,033,000 | 25,769,000 | 25,904,000 |
| Allowance for loan losses | 344,000 | 343,000 | 346,000 | 325,000 |
| Securities available for sale | 22,474,000 | 21,970,000 | 20,829,000 | 20,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,099,000 | 56,431,000 | 57,380,000 | 58,641,000 |
| Interest-bearing deposits | 39,334,000 | 38,796,000 | 37,657,000 | 38,792,000 |
| Noninterest-bearing deposits | 17,765,000 | 17,635,000 | 19,723,000 | 19,849,000 |
| Equity capital | 4,998,000 | 4,447,000 | 3,838,000 | 4,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,006,000 | 1,565,000 | 2,176,000 |
| Interest expense | 32,000 | 64,000 | 97,000 | 135,000 |
| Net interest income | 461,000 | 942,000 | 1,468,000 | 2,041,000 |
| Noninterest income | -38,000 | 25,000 | 85,000 | 115,000 |
| Noninterest expense | 306,000 | 714,000 | 1,141,000 | 1,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 253,000 | 412,000 | 526,000 |
| Income tax | 29,000 | 47,000 | 70,000 | 102,000 |
| Net income | 88,000 | 206,000 | 342,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,102,000 | 6,204,000 | 6,323,000 | 6,375,000 |