Call reports 2018
LAUDERDALE COUNTY BANK, THE — 2018
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,470,000 | 49,635,000 | 48,820,000 | 50,149,000 |
| Total loans | 24,570,000 | 24,360,000 | 24,813,000 | 24,471,000 |
| Allowance for loan losses | 290,000 | 290,000 | 277,000 | 279,000 |
| Securities available for sale | 14,399,000 | 14,356,000 | 13,657,000 | 13,247,000 |
| Securities held to maturity | 17,000 | 15,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,667,000 | 43,853,000 | 43,023,000 | 44,245,000 |
| Interest-bearing deposits | 33,630,000 | 31,812,000 | 32,072,000 | 32,680,000 |
| Noninterest-bearing deposits | 11,037,000 | 12,041,000 | 10,951,000 | 11,565,000 |
| Equity capital | 5,131,000 | 5,132,000 | 5,129,000 | 5,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,036,000 | 1,537,000 | 2,045,000 |
| Interest expense | 46,000 | 90,000 | 139,000 | 195,000 |
| Net interest income | 485,000 | 946,000 | 1,398,000 | 1,850,000 |
| Noninterest income | 80,000 | 130,000 | 185,000 | 268,000 |
| Noninterest expense | 432,000 | 849,000 | 1,258,000 | 1,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 81,000 |
| Pretax income | 133,000 | 227,000 | 325,000 | 364,000 |
| Income tax | 5,000 | 59,000 | 88,000 | 69,000 |
| Net income | 128,000 | 168,000 | 237,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,349,000 | 5,373,000 | 5,423,000 | 5,466,000 |
| Total capital | 5,639,000 | 5,663,000 | 5,700,000 | 5,745,000 |
| Risk-weighted assets | 27,732,000 | 27,285,000 | 27,153,000 | 27,457,000 |