Call reports 2017
LAUDERDALE COUNTY BANK, THE — 2017
What LAUDERDALE COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,682,000 | 50,274,000 | 50,212,000 | 53,071,000 |
| Total loans | 23,236,000 | 23,568,000 | 24,833,000 | 24,622,000 |
| Allowance for loan losses | 290,000 | 288,000 | 289,000 | 295,000 |
| Securities available for sale | 15,570,000 | 15,057,000 | 14,613,000 | 15,282,000 |
| Securities held to maturity | 28,000 | 25,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,944,000 | 44,373,000 | 44,301,000 | 47,267,000 |
| Interest-bearing deposits | 34,005,000 | 34,186,000 | 33,717,000 | 35,097,000 |
| Noninterest-bearing deposits | 8,939,000 | 10,187,000 | 10,584,000 | 12,170,000 |
| Equity capital | 5,074,000 | 5,197,000 | 5,211,000 | 5,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 934,000 | 1,426,000 | 1,930,000 |
| Interest expense | 48,000 | 96,000 | 144,000 | 193,000 |
| Net interest income | 417,000 | 838,000 | 1,282,000 | 1,737,000 |
| Noninterest income | 92,000 | 158,000 | 218,000 | 306,000 |
| Noninterest expense | 419,000 | 830,000 | 1,243,000 | 1,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 90,000 | 166,000 | 257,000 | 368,000 |
| Income tax | 5,000 | 20,000 | 63,000 | 85,000 |
| Net income | 85,000 | 146,000 | 194,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,087,000 | 5,134,000 | 5,167,000 | 5,241,000 |
| Total capital | 5,377,000 | 5,422,000 | 5,456,000 | 5,536,000 |
| Risk-weighted assets | 25,265,000 | 26,148,000 | 27,276,000 | 27,689,000 |